Category · Finance
Finance, in plain language.
Budgeting, saving, NEPSE investing and Nepal's money rules, broken down without jargon, so you can build better habits and make informed decisions whether you're just starting out or refining your strategy.
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BOID, MeroShare, CRN and the 2026 National ID rule.
Read guide → FixesMero Share problems15 common login, IPO and EDIS errors, solved.
Read guide → ToolNEPSE Risk ManagerSize every position from your stop loss.
Open tool → ToolSIP Calculator NepalSee what a monthly mutual fund SIP grows into.
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Fresh money guides for Nepal.
Newest first: banking, NEPSE, SSF, taxes and the tools I use for my own money.
Fundamental Analysis of NEPSE Stocks
UPPER Fundamental Analysis
SHIVM Fundamental Analysis
Shivam Cements Limited (SHIVM) Fundamental Analysis - 3rd Quarter 2081 Key Takeaways (Simplified) Profitability Decline: Net profit has significantly decreased compared to both the previous quarter and the same period last year. Revenue Growth: Despite declining...
BHL Fundamental Analysis
Balephi Hydropower Ltd. (BHL) Fundamental Analysis - 3rd Quarter 2081 Key Takeaways (Simplified) Loss-Making: The company is currently operating at a loss, which has significantly increased compared to previous periods. Negative EPS: Earnings Per Share (EPS) is...
PayPal in Nepal (2026): Does It Work, What You Can and Can’t Do & the Best Alternatives
Does PayPal work in Nepal in 2026? You can open an account, pay and send, but you cannot receive or withdraw. Why, what NRB and the 2083/84 policy really changed, the workarounds that cost people money, and the best PayPal alternatives with real NPR costs.
Car Loan Interest Rate in Nepal (Kartik 2083): Lowest Auto & EV Loan Rates of All Banks
Latest car loan interest rates in Nepal for Kartik 2083: auto and EV loan rates of all banks from 4.59%, EMI and total interest on Rs 30 lakh, the 60% down-payment rule, fixed vs floating rate-rise test, fees and documents.
Bank Interest Rates in Nepal (Kartik 2083): Interest Rate of All Banks, Base Rate & What You Actually Get
Bank interest rates in Nepal for Kartik 2083: savings, FD and loan rates plus the base rate of all 20 commercial banks, NRB policy rates, trends and what they mean for you.
Term Insurance in Nepal Compared (2026): Cheapest Term Plans, Real Premiums & Term vs Endowment
Term insurance in Nepal compared for 2026: 9 pure term plans side by side, the cheapest term plan (from Rs 1,115 a year for Rs 5 lakh), return-of-premium plans, and the honest 20-year maths of term vs endowment.
Personal Loan Interest Rate in Nepal (Kartik 2083): Lowest Rates of All Banks, Loans Without Collateral & EMI
Latest personal loan interest rates in Nepal for Kartik 2083: rates of all commercial banks, development banks and finance companies, collateral-free options up to Rs 15 lakh, base rate + premium explained, EMI for Rs 5 and 10 lakh, fees and NRB limits.
EMI Calculator Nepal (2083): Home Loan & Loan EMI Calculator with Full Schedule
Free EMI calculator Nepal for home, car and personal loans. See EMI, total interest, rate-rise impact, NRB loan limits and full schedule at Kartik 2083 rates.
Forex Prepaid Card for Global Students: 2026 Guide for Nepali Students
How international students from Nepal get a forex prepaid card in 2026: NRB limits, NOC rules, banks, documents, real costs and how it differs from the USD 500 dollar card.
Education Loan for Abroad Study in Nepal (2026): Rates, NRB Rules & Documents
Education loan for abroad study in Nepal in 2026: Kartik 2083 interest rates by bank, how much you can borrow against land or FD, NOC and NRB forex rules, documents, moratorium costs and EMI tables.
Insurance in Nepal (2026): Cover, Real Costs, Claims & How to Pick the Best Policy
Nepal has 37 licensed insurers and Rs 1 trillion in market funds — but the “51% insured” headline hides a traditional coverage rate of just 16.77%. A complete 2026 guide to insurance types, real costs, compulsory covers, tax deductions and claim deadlines.