NEPSE Share Calculator: Real Profit After Fees and the New 5% / 3.75% Tax
By Wilson Shrestha · Rates checked 15 October 2026 (SEBON fee schedule and Nepal Gazette of 22 September 2026)
Enter your buy and sell details below to see the profit you actually take home after broker commission, SEBON fee, DP charge and capital gains tax. The calculator already uses the lower tax rates that started on 22 September 2026: 5% if you held the share 365 days or less, and 3.75% if you held it longer.
NEPSE Share Calculator
See what you really keep after broker fees and capital gains tax.
Rates as per SEBON fee schedule and Nepal Gazette, 22 Sep 2026. Estimates only; your broker's contract note is final. Not financial or tax advice.
How fees and tax are calculated
Broker commission follows SEBON tiers: shares 0.24% to 0.36% (flat Rs 10 up to Rs 2,500), mutual funds 0.10% to 0.15%, debentures 0.02% to 0.10% (minimum Rs 10). SEBON fee is 0.015% on shares and 0.010% on funds and debentures. DP charge is Rs 25 per sell. Capital gains tax for resident individuals is 5% if held 365 days or less and 3.75% if held longer. Bonus, IPO and right shares are costed at their issue price.
Quick answer: what you pay on a NEPSE trade (October 2026)
- Broker commission: 0.24% to 0.36% of the trade value, on both buy and sell (flat Rs 10 up to Rs 2,500)
- SEBON fee: 0.015% on both sides
- DP charge: Rs 25 per company per transfer day
- Capital gains tax (resident individuals): 5% if held 365 days or less, 3.75% if held more than 365 days – on the gain only
In this guide
How to use the four calculators
Pick Shares, Mutual fund or Debenture at the top, because each has its own commission table. Then use the tab that matches your question. The नेपाली button switches every label to Nepali.
1. Profit
Enter quantity, buy and sell price, and both dates. Choose Secondary, IPO or Bonus so the cost is right. You get net profit, tax, and a full breakdown. If you are close to the 365-day line, it tells you how much tax waiting would save.
2. Tax planner
Enter your WACC, quantity, buy date and today’s price. It shows the date the lower rate starts, the tax you would save, and the lowest price at which waiting still beats selling today.
3. WACC check
Add every lot you hold (IPO, secondary, bonus, right). It returns the WACC Meroshare should show. Type the WACC Meroshare actually shows and it flags a mismatch and the extra tax it could cost you.
4. Target price
Say how much you want to take home, in rupees or percent. It works backwards through every fee and the right tax rate and gives the sell price, rounded up to NEPSE’s 10-paisa tick.
Current NEPSE fees and tax (October 2026)
The commission rate is set by the size of the whole trade, not in slices. A Rs 60,000 order pays 0.33% on all Rs 60,000. The total commission is split between your broker, NEPSE and SEBON; on top of it comes a separate SEBON transaction fee.
| Trade value (shares) | Broker commission | Example fee |
|---|---|---|
| Up to Rs 2,500 | Flat Rs 10 | Rs 2,000 → Rs 10 |
| Rs 2,501 – 50,000 | 0.36% | Rs 50,000 → Rs 180 |
| Rs 50,001 – 5,00,000 | 0.33% | Rs 1,00,000 → Rs 330 |
| Rs 5,00,001 – 20,00,000 | 0.31% | Rs 10,00,000 → Rs 3,100 |
| Rs 20,00,001 – 1,00,00,000 | 0.27% | Rs 50,00,000 → Rs 13,500 |
| Above Rs 1,00,00,000 | 0.24% | Rs 2 crore → Rs 48,000 |
| Charge | Shares | Mutual funds | Debentures |
|---|---|---|---|
| Broker commission | 0.24% – 0.36% | 0.10% – 0.15% (min Rs 10) | 0.02% – 0.10% (min Rs 10) |
| SEBON fee | 0.015% | 0.010% | 0.010% |
| DP charge | Rs 25 per company per transfer day | ||
| Capital gains tax (resident individual) | 5% if held ≤ 365 days · 3.75% if held > 365 days | ||
The DP charge is always on the sale. Many brokers’ purchase bills also include Rs 25, so the calculator adds it to your buy cost by default. If your purchase bill doesn’t show it, untick Add Rs 25 DP charge when buying under Fees and tax settings.
The capital gains tax changed twice in 2026
This is the main reason many share calculators now give the wrong answer. The FY 2083/84 budget raised the tax in mid-July, and two months later the government cut it below the old level.
| Sale date | Held ≤ 365 days | Held > 365 days | Source |
|---|---|---|---|
| Until mid-July 2026 (FY 2082/83) | 7.5% | 5% | Income Tax Act as amended |
| Shrawan 1, 2083 – 21 Sep 2026 | 10% | 7.5% | Budget / Finance Act 2083 |
| From 22 Sep 2026 | 5% | 3.75% | Cabinet decision, Nepal Gazette |
The rate that applies is the one in force on the day you sell, so the calculator picks it from your sell date. The 2083/84 budget also made the tax on listed shares a final tax for individuals: once your broker deducts it, you don’t settle it again in your annual return.
One thing that did not change yet: tax is still worked out sale by sale. A government action plan in September proposed taxing only your overall net profit after losses, but the 22 September gazette notice changed the rates only. A loss on one share still doesn’t reduce the tax on another.
Tax on the same Rs 9,555 gain under each rate
10% (short-term, Jul–Sep 2026) · Rs 955.50
7.5% (short-term, before July) · Rs 716.63
5% (short-term, now) · Rs 477.75
3.75% (long-term, now) · Rs 358.31
Worked example: 100 kitta from Rs 500 to Rs 600
Bought on the secondary market on 1 March 2026, sold on 15 October 2026 (228 days, short-term). These are the exact numbers the calculator above returns.
| Buy | |
| Buy amount (100 × Rs 500) | Rs 50,000.00 |
| Broker commission (0.36%) | Rs 180.00 |
| SEBON fee (0.015%) | Rs 7.50 |
| DP charge | Rs 25.00 |
| Total cost (WACC Rs 502.13) | Rs 50,212.50 |
| Sell | |
| Sell amount (100 × Rs 600) | Rs 60,000.00 |
| Broker commission (0.33%) | − Rs 198.00 |
| SEBON fee | − Rs 9.00 |
| DP charge | − Rs 25.00 |
| Taxable gain | Rs 9,555.00 |
| Capital gains tax (5%) | − Rs 477.75 |
| Amount you receive | Rs 59,290.25 |
| Net profit | Rs 9,077.25 |
The price rose by Rs 10,000, and you keep Rs 9,077.25 – about 91%. Sold on 15 September (before the cut) at 10%, the same trade left only Rs 8,599.50.
Break-even: on this trade you need to sell at Rs 504.20 or more just to cover fees – 0.84% above your buy price. For quick round trips, the fees matter more than the tax.
IPO, bonus and right shares
Shares you didn’t buy on the secondary market carry no buy-side commission, so their cost is simpler. Choose the right Bought as option in the calculator.
- IPO: cost is the issue price, usually Rs 100. Example: 10 kitta sold at Rs 400 gives a taxable gain of Rs 2,960, tax of Rs 148 and net profit of Rs 2,812.
- Bonus: costed at the Rs 100 face value. The calculator locks the price at Rs 100.
- Right shares: cost is the price you paid, normally Rs 100. Add them as a separate lot in the WACC check.
The holding period starts from the allotment or purchase date, not the listing date.
Why your Meroshare WACC matters more than the tax rate
Your broker takes the cost figure from Meroshare, not from your own records. When you hold one share from several sources, Meroshare averages them into a WACC (weighted average cost). If a lot was entered at the wrong price, or never confirmed, your gain looks bigger and you pay tax on money you never made. Brokers have long warned that if the cost isn’t updated by the day after the sale, the face value can be used as your cost.
| Lot | Kitta | Cost |
|---|---|---|
| IPO at Rs 100 | 10 | Rs 1,000.00 |
| Secondary at Rs 450 (with fees) | 50 | Rs 22,609.38 |
| Bonus at Rs 100 | 12 | Rs 1,200.00 |
| Correct WACC | 72 | Rs 344.57 per kitta |
Run your own lots through the WACC check tab before every sale and fix any difference in Meroshare first. Not sure how Meroshare and your Demat account relate? See Mero Share vs Demat account explained.
Should you wait past 365 days to save tax?
With the new rates, the gap between short-term and long-term is only 1.25 percentage points. That makes waiting far less valuable than it was when the gap was 2.5 points.
Example from the Tax planner
100 kitta bought on 1 November 2025 (WACC Rs 502.13), trading at Rs 600 on 15 October 2026. Waiting 18 days until 2 November 2026 saves Rs 119.44. But if the price slips below Rs 598.80 – a fall of just Rs 1.20 – selling today was better.
The rule of thumb: wait only if you planned to hold anyway. Don’t hold a weakening stock for a few hundred rupees of tax. If you want to plan the exit on price instead, set your stop-loss and target with the NEPSE Risk Manager.
Common mistakes the calculator catches
| Mistake | What actually happens |
|---|---|
| Using a calculator still set to 10% / 7.5% | You overestimate tax by double. Rates are 5% / 3.75% for sales from 22 Sep 2026. |
| Counting only the sell-side commission | Commission is charged on both sides; buy fees raise your WACC. |
| Treating IPO shares like secondary shares | IPO cost is the issue price with no buy commission. |
| Leaving WACC wrong in Meroshare | Tax is worked out on the wrong cost, often on face value. |
| Expecting a loss to cut tax on another share | Tax is still per sale; losses don’t offset other gains. |
| Selling many small lots on different days | Each company sold on each day costs another Rs 25 DP charge. |
More free investing tools
- SIP Calculator Nepal – project monthly mutual fund SIP returns in rupees
- NEPSE Risk Manager – position size, stop-loss and target for each trade
- Mero Share vs Demat account – what each one does and the yearly fees
Frequently asked questions
What is the capital gains tax on NEPSE shares now?
For resident individuals selling listed securities from 22 September 2026, it is 5% of the gain if you held the shares 365 days or less, and 3.75% if you held them longer.
Is broker commission charged on both buying and selling?
Yes. You pay it once when you buy and again when you sell, along with the 0.015% SEBON fee each time.
How are the 365 days counted?
From the purchase or allotment date to the sale date. More than 365 days counts as long-term. The calculator counts the days from the dates you enter.
What cost is used for IPO and bonus shares?
IPO and right shares use the price you paid, usually Rs 100. Bonus shares use the Rs 100 face value. None of them carry a buy commission.
Why did my broker deduct more tax than the calculator shows?
Usually because the WACC in Meroshare is wrong or wasn’t confirmed before the sale, so a lower cost was used. Check it with the WACC check tab before you sell.
Is capital gains tax on shares a final tax?
Yes. From FY 2083/84 the tax deducted on listed shares is final for individuals, so you don’t pay or settle it again in your annual return.
Does the calculator work for mutual funds and debentures?
Yes. Choose Mutual fund or Debenture at the top and it switches to their commission and SEBON fee tables.
Sources: Ministry of Finance notice in the Nepal Gazette, 22 Sep 2026 (via ShareSansar); Budget 2083/84 tax changes (ShareSansar, The Himalayan Times, ICAN highlights); broker commission schedule as published by SEBON-licensed brokers. Estimates only – your broker’s contract note is final. This is not financial or tax advice.